Corrobor8Early access

Forged? Or doesn’t add up? Corrobor8 checks both.

Every PDF inspected. Every figure checked. Every document cross-examined — before the lender sees the file.

T4, 2024

Box 14 $61,900

Pay stub, 8 Nov

YTD gross $61,900.00 $84,300.00

Notice of Assessment

Line 15000 $61,900

Bank statements

12 deposits

Driver’s licence

Name and address

Doesn’t match the T4

Income matches

Threads in green are corroborations; the red thread is a contradiction: the pay stub’s year-to-date gross was edited from $61,900.00 to $84,300.00.

Know before the lender does.

A returned file costs a week and your standing. A funded file that shouldn’t have been costs more. Run it before you submit.

It sees the edit.

The pay stub says $84,300. The file remembers $61,900.

PDFs keep their history. Corrobor8 reads it — revisions, flattening, metadata — and pulls out the value that was there before someone changed it.

Pay stub, 8 Nov 2024 — year-to-date gross

$84,300.00

$61,900.00

Edited — value recovered from the file’s revision history

It does the lender’s math.

CPP withheld: $4,610. The 2024 maximum: $4,055.50. Impossible.

Payroll deductions have legal ceilings and Corrobor8 knows them for every year. A figure above the ceiling isn’t a judgment call — it’s arithmetic.

T4 2024, boxes 16 + 16A — CPP contributions

Withheld

$4,610.00

Legal maximum

$4,055.50

Impossible — above what any employer may withhold

It cross-examines the whole file.

Five genuine documents. One story that doesn’t hold.

T4 against NOA. Pay stubs against deposits. Employer, address, name across all of it. Real documents that quietly disagree are the expensive ones — and the ones nobody has time to catch by eye.

  • T4
  • NOA
  • Pay stub
  • Bank
  • ID
  • Income matches the NOA
  • Deposits match the pay
  • Gross doesn’t match the T4

How it works. Watch it.

Upload the file. Corrobor8 reads every value, inspects every PDF, checks the math, cross-examines, and hands back one verdict — Clean, Needs human review, or High risk — with the proof under every finding.

  1. 01Reads every value
  2. 02Inspects every PDF
  3. 03Checks the math
  4. 04Cross-examines
  5. 05Reports
Verifying — Mortgage file, Nov 2024
  1. Received 5 documents
  2. Preparing pages
  3. Reading fields
  4. Second-pass read — 2 figures re-read
  5. Forensic scan — pay stub carries revision history
  6. Running checks — CPP above the 2024 maximum
  7. Corroboration — 4 consistent, 1 mismatch
  8. VerdictHigh risk

Proof you can forward.

Every finding names the document and shows the work — the figure, the rule, the value before the edit — so a lender or a client sees exactly why.

  • ContradictedStatutory maximum

    CPP on the 2024 T4 (boxes 16 + 16A) totals $4,610.00. The 2024 employee maximum is $4,055.50 ($3,867.50 base + $188.00 CPP2). Above what any single employer may legally withhold.

    Document: T4 (2024)

  • ContradictedRecovered edit

    The pay stub’s year-to-date gross reads $84,300.00. The file’s own revision history holds the value before the edit: $61,900.00.

    Document: Pay stub, 8 Nov 2024

  • Not verifiableDeposits against pay

    The bank statements cover September only.

    Document: Bank statements

Stop finding out from the lender.

Early access is open to mortgage brokerages. Ask for an invitation and run your next file through it.

Early access is by invitation:[email protected]